The Indigo credit card does not have any signup bonus or other reward for the customers. Let’s take a look at the features offered by this secured credit card! The Current Sign Up Bonus What are the Features of the Indigo Platinum Mastercard? There can be a pricey annual fee that you will have to pay due to the low credit limit of this card.Ĭlick Here to Get Started With Indigo Platinum Mastercard Credit Card. After practicing some good habits, you can quickly build up your credit score again. When you do not have a great credit score and want to improve it, the Indigo Platinum MasterCard will help you reach there. It is not an option for you when putting forth on your table is at risk, and that is why you need some other solution in that case. If you are looking forward to doing it at the cost of creditworthiness, then you can spend higher than 30% of the credit limit. Otherwise, you will have to pay a penalty of up to 29.9 %. The only purpose of using this card is to improve your credit score and only make the Purchase you can afford to pay off later. It is essential to keep in mind that this credit card offers no rewards for the customers. The best part is that you will not have to pay any security deposit at all, which means no money is required to be brought to the table in the first place. You will not have to go through a lengthy process, and you can even be pre-qualified you do not have a Credit score. This card will be the perfect option if you have no credit score. You might have to pay an annual fee, but it depends on your creditworthiness. You will not have to make any cash deposit as it is collateral. It is different from the traditional options available for building credit because it is an unsecured credit card. You can do it with monthly reporting to three credit bureaus. The Indigo Platinum MasterCard enables individuals to build a better credit score. How does Indigo Platinum Mastercard work? Photo: Indigo Official Website However, the annual fee also counts against the credit limit when you have opened your account. This card does not offer any rewards for its customers. Indigo Platinum has an annual fee of up to $99. However, the yearly price can be as high as $125. You can get an offer for an annual fee by using marketing channels like mail. A Perfect World does not exist for those whose credit score has already been damaged because they do not have any way out. If you do not have $100 to pay the balance, it can be challenging. If someone is applying for a $300 line of credit, they will need at least $100. You should not use more than 30% of the available credit to maintain a healthy credit score in the future. It is the amount of debt incurred compared to the credit available. If you want to determine the credit score, you must choose the credit utilization ratio. This system keeps the people with bad credit in a continuous cycle going through a financial crisis in their life. The Indigo Platinum MasterCard enables people with bad credit and considerably contributes to the system. Features: Easy pre-qualification process with fast response.How do I apply for a credit info anytime 24 hours per day, 7 days per week.Best For Credit Building and Easy Pre-qualification Process
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This is because detergents also contain surfactants. Sticky stickers can be easily removed with dishwashing detergent.
If customer data is shared or sold, are customers notified and are there provisions to secure that data after it has been transferred to a third party?Ĭustomers opt in to share data. To see what data, Google accounts can go to. Yes, customers must opt in to share data. Outside of the Works with Nest users may opt-in to share data, for instance with energy or insurance companies.Īre customers able to opt out of sharing some or all of their data-and if so, how? Yes, with third-party products or services that use Works with Nest. Access is protected by authentication, authorization, and anti-abuse controls.ĭo you share customer data with third parties, affiliates, and partners? If so, what, and for what purposes? Where is that data stored, and what measures are taken to secure it? User info such as user account, Wi-Fi details, location/address, and language. System info like smoke and carbon monoxide (CO) levels, current temperature, humidity, room light, sound (2nd Gen), and motion. What specific user data does the company collect? Is a user's identifying data (such as email addresses or Wi-Fi credentials) encrypted when stored in the cloud?ĭata is encrypted at rest and in transit to the cloud. Is two-factor authentication available, and if so, is it required? But they are required to use smart features. Is a user required to create a login/account in order to use this product? It offers room-specific voice alerts, a color-changing LED ring that flashes during an emergency, and wireless interconnection with other Onelink alarms (the wired version can connect to a variety of other alarms, too). The First Alert’s Onelink Smoke & Carbon Monoxide alarm (second-gen) is a less expensive, more traditional alarm that comes in hardwired and battery versions. At $250 list, it’s a very expensive smoke and CO alarm, the fact that it has a built-in Alexa voice-controllable speaker that doubles as an AirPlay 2 speaker helps cushion the sticker shock. The hardwire-only First Alert’s Onelink Safe & Sound is our favorite model of the two because it triggers automations more quickly than its sibling, which was also prone to false alarms. There’s also no built-in self-testing feature, but you can test the alarm through the app. Neither Onelink alarm has an early warning feature. Both can trigger Homekit automations and while Alexa compatible Onelink can’t trigger Alexa Routines. First Alert’s Onelink Smoke & Carbon Monoxide Detector (second-gen) and First Alert’s Onelink Safe & Sound. To confirm you are buying the newest version, look for a UL217v8 label on the box, or consult the product description for the phrase “Helps reduce cooking nuisance alarms.”Īlthough we strongly recommend the Nest Protect for most people, if you’re looking for a HomeKit-compatible alarm, or want to avoid the Google Nest ecosystem altogether, First Alert’s Onelink brand is currently your best option. Note that Nest is releasing an updated version of this model that will be compliant with newer UL standards (specifically UL217v8). The Protect is also the simplest smart alarm to install and control. You can silence nuisance alarms through the Protect’s app, so you’ll be less likely to disable it in a fit of annoyance (as many people do when an alarm starts chirping). If you have more than one Protect, they interconnect wirelessly, and the Protect also self-tests and informs you of device malfunctions or low batteries via smartphone alerts-without those annoying chirps. It even sets off a voice warning before the alarm sounds, so you have time to mute it in case you’re sure it’s just a false alarm (I’m looking at you, seared tuna). The second-generation Google Nest Protect smoke and carbon monoxide alarm is the best smart smoke alarm for everyone because it reliably and calmly alerts you to potential danger-whether you’re home or away-using a combination of voice, siren, and smartphone alerts. When you’re first setting up a profile for your child, the app asks a series of questions to gauge where your child is in their educational journey, like these:Īt the end of the questionnaire, HOMER then recommends a curriculum for your child based on their interests and level of education: The level of personalization is what really sets HOMER apart from other kids educational apps, and it’s why this is our favorite app for keeping children of various ages and skills engaged and learning at their own pace. Because the lessons are tailored to your child’s interests and abilities, not to mention they’re fun and entertaining, the app keeps their attention and ensures their screen time is productive. It features a variety of interactive lessons, stories, and activities that are tailored according to the student’s individual skills, age, and interests. It helps them build their confidence for the future by leading them on their customized educational journey. HOMER is an early learning software designed to help children develop their critical thinking skills. Best Overall Educational App: HOMER Learningįrom toddlers to second graders, this educational app is a fit for every eager kid ready to learn something new, especially younger kids early in their development. Here are our picks for the best educational apps for kids available in 2023: 1. We’ve reviewed and ranked the top educational apps for children available in 2023 based on a number of important factors, including educational value, curriculum quality, fun/engagement, ease of use, and age appropriateness.ĭisclosure: Some of the links in this article are affiliate links, meaning at no additional cost for you, we might get a commission if you click the link and purchase. We’ve spent months reviewing all of the apps on this list, putting them through the paces, and also having them used by kids to ensure they are fun and engaging while also being educational. That’s why we’ve put together this list of the best educational apps for kids, covering a variety of different subjects and age groups. Of course, the app stores are flooded with educational content for kids, which can make finding the right app a bit overwhelming. But even in traditional classroom settings apps have a place as many teachers have started using tablets in their classrooms. Even teachers can utilize learning apps for kids as a supplement to further aid their students’ development, particularly in virtual learning environments. The nests are always roughly 1 to 1.7 meters broad and made of aquatic vegetation. These birds make their nests on floating platforms composed of aquatic plants, and both male and female shoebills participate in this activity. Nesting begins shortly after the conclusion of the rainy season in the northern and southern regions, but in most central locations, the shoebill stork birds begin nesting, the period at the end of a wet season so that they can hatch at the beginning of the following wet season. A pair of shoebill birds breeds in an area of roughly 2-4 square kilometers distant from other shoebills unlike pelicans, storks, herons, and other birds, they do not nest in colonies. Their breeding the shoebill stork birds’ lonely lifestyle also refers to their breeding. Despite their size, they frequently stand and rest on floating foliage, where they always appear to be a Giant Jacana. These birds are always drawn to fresh marsh waters that are depleted of oxygen and where fish frequently surface to breathe. However, while they are looking for food in a tallgrass region, they appear to be less afraid of people in case they come along. They typically do not enjoy human disturbances, therefore if they are disturbed, they may leave their nests and seek habitation elsewhere. This bird can be distinguished from other birds by its distinctive features, such as its feathers being medium blue-grey and its tail being the same color as its wings when it flies, its legs extend straight back far past its tail and when viewed from a distance, especially while in its habitat, its size and wingspan distinguish it from other birds.īecause they tend to stand and stay still for lengthy periods of time, shoebill stork birds are referred to as statue-like bird species. As it flies, its neck retracts in other words, it is retracted. Their flying distance fluctuates between 100m-500m due to their huge size, and their flapping rate is roughly 150 flaps per minute. The shoebill is a sluggish bird that does not fly more than 500 meters depending on the individual. Wheat Flour, Bleached, Bromated, Enriched (Wheat Flour, Malted Barley Flour, Niacin, Iron, Potassium Bromate, Thiamine Mononitrate, Riboflavin and Folic Acid), Water, Vegetable Shortening (Interesterified Soybean Oil and/or Palm Oil), Salt, Dough Conditioner (Whey (Milk), Corn Flour, Monocalcium Phosphate, L-Cysteine Hydrochloride, and Potassium Bromate), Calcium Propionate. Nutrition Facts Serving Size: 1.0 disk Servings per Container: 10 Number Of Servings For a Caribbean treat, fill with guava paste. Goya® discos are delicious as dessert pastries. They have a round disk shape and are made from wheat flour and margarine. 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Goya Empanada Dough for Puff Pastry Turnovers, Tapas Hojaldradas, Argentinian Style, Frozen, 11.6 Oz Make your own empanadas puff pastries with little effort, thanks to delicious GOYA Argentinian Style Dough for Puff Pastries. Typing a comma after the value_if_true argument will force Excel to return 0, which doesn't make much sense either: Quite unexpected, isn't it? Here is an example of such a formula: If there is just a closing bracket after value_if_true, the IF function will return the logical value FALSE. Omitting the 3 rd parameter of IF will produce the following results when the logical test evaluates to FALSE. The screenshot below demonstrates the difference: To return a blank cell instead, supply an empty string ("") for the second parameter, like this: there are two consecutive commas after the logical test), you'll get zero (0) when the condition is met, which makes no sense in most cases. If the 2 nd argument of your Excel IF formula is omitted (i.e. Though the last two parameters of the IF function are optional, your formula may produce unexpected results if you don't know the underlying logic. This formula will return "Good" if the value in A2 is greater than 80, a blank cell otherwise: In case you wish to return a value only when the condition is met (or not met), otherwise - nothing, then use an empty string ("") for the "undefined" argument. This formula goes to C2, and then is copied down through C7: For the detailed explanation, please see Excel IF: things to know.Īs an example, let's write a very simple IF formula that checks a value in cell A2 and returns "Good" if the value is greater than 80, "Bad" otherwise: Though this argument is optional, we recommend always configuring it to avoid unexpected results. For value_if_false, specify what to return when the logical test evaluates to FALSE.For value_if_true, specify what to return when the logical test evaluates to TRUE.For this, you'd normally use one of the logical operators. For logical_test, write an expression that returns either TRUE or FALSE.To create a simple If then statement in Excel, this is what you need to do: If omitted, the value_if_true argument must be set. Value_if_false (optional) - the value to return when the logical test evaluates to FALSE, i.e. If omitted, the value_if_false argument must be defined. Value_if_true (optional) - the value to return when the logical test evaluates to TRUE, i.e. Can be evaluated as either TRUE or FALSE. Logical_test (required) - the condition to test. IF(logical_test,, )Īs you see, IF takes a total of 3 arguments, but only the first one is obligatory, the other two are optional. IF statement for blank and non-blank cells.How to use IF function in Excel - formula examples.In this tutorial, we are going to learn the syntax and common usages of the Excel IF function, and then take a closer look at formula examples that will hopefully prove helpful to both beginners and experienced users. Generally, you use an IF statement to test a condition and to return one value if the condition is met, and another value if the condition is not met. IF is one of the most popular and useful functions in Excel. Sacrifices in chess are always attractive, but sacrifices on an 'empty square' such as g6 are considered particularly striking because you are offering up your pieces without immediately gaining anything in return.In this article, you will learn how to build an Excel IF statement for different types of values as well as how to create multiple IF statements. "It is striking because White offers three sacrifices: the bishop may be captured by two black pawns (either capture allows Nxd6+ as in the game) and the knight on c4 may be captured (when White has the excellent move Rxe6+!). "The star move is 16.Bg6!!", he said, highlighting that chess players add two exclamation marks to indicate a brilliant move. This happened because he was playing the Mannheim 1914 tournament when war was declared between Germany and Russia, and he was not allowed to leave Germany thereafter," he explained. The white player, Efim Bogoljubov, a two-time world championship challenger, was actually born in Kiev but lived in Germany after he was interred there during WWI. "Interestingly, it was organized by the Nazis in occupied Poland. Sam Copeland, National Master and Director of Content for, told Bored Panda that he really enjoyed not only the 'outstanding move', but the entire game García had analyzed." a gorgeous 'miniature' (a game of fewer than 25 moves, rare among masters) which shows some very attractive ideas from White to force the early victory."Ĭopeland also provided us with very interesting details surrounding the game. As for the perpetrators who inspired the original video in the first place, Bogoljubov and Rellstab faced off 14 times playing classical chess, and Bogoljubov won 7 to 1, with 6 draws. On November 12, 2019, Maverick City Music released their follow-up EP, Maverick City, Vol. The EP debuted on Billboard's Top Gospel Albums Chart at number ten. Maverick City Music released their first extended play, Maverick City, Vol. Tony Brown and Jonathan Jay intended to create space for diversity by including creatives who are often marginalized such as black people and women who are CCM singers and songwriters, and bringing attention to their voices and ability. Maverick City Music was launched in 2018, After hosting seventeen songwriting camps which brought together over one hundred Christian artists and songwriters the result was the creation of over one hundred songs and a label was started. Maverick City Music's accolades include 5 Grammy Awards, 4 GMA Dove Awards, 1 Billboard Music Award, and 1 Soul Train Music Award. In 2021, Maverick City Music released several projects, the most notable being their second collaborative EP with Upperroom, Move Your Heart a collaborative album with Elevation Worship titled Old Church Basement which contained the hit songs " Jireh", " Talking to Jesus" and " Wait on You" and Jubilee: Juneteenth Edition, which attained commercial success and garnered widespread critical acclaim. The collective later released their first collaborative EP with Upperroom, You Hold It All Together (2020) which was followed by the holiday-themed EP, Maverick City Christmas (2020). 2, with the former featuring the singles, " Man of Your Word" and " Promises". In 2020, Maverick City Music released two live albums: Maverick City Vol. The collective made its debut in 2019 with the release of two extended plays, Maverick City, Vol. Maverick City Music is an American contemporary worship music collective founded by Tony Brown and Jonathan Jay originating from Atlanta. RELATED: 25+ Fun Date Ideas for Every Relationship The most important thing to do to reduce the risk of any awkwardness or the inconvenience of having too little time to speak, is to strike up a conversation with your crush at a time that works best for them. It will also keep you better prepared for whatever they might throw in response. Present a picture of relaxed calmness by first taking the time to cool yourself – and perhaps your sweaty palms – before reaching out.Īfter taking a few calming breaths, it might be a good idea to practice what you plan to say to avoid stumbling your words. Relax before reaching out to your crushĮven though you’re probably super nervous and struggling to keep your voice at a reasonable pitch, your crush doesn’t need to know all that. To ease the pressure, here’s a foolproof approach to starting a conversation with your crush. We’ve also included a few good questions to ask your crush to determine how they feel about you. They may also help with forming a connection. These questions will range from silly trivia to deep questions that will give you a better idea of their way of thinking. We’ve selected a number of questions with very specific agendas to help you know your crush better. This way, you’ll learn more than their favorite childhood memory or their last relationship – you’ll get an idea about whether or not that special person has romantic feelings for you as well! RELATED: Love at First Sight: Does it Exist in Today’s World? Finding the right balance between a game of 21 questions and a friendly, light-hearted conversation is usually ideal. When considering questions to ask your crush, the last thing you want to do is make them feel awkward or like they’re at a job interview. If we stick to stereotypes, most women prefer cuddling after being intimate, while most guys don’t care for it if you have a window, you can also ask where your crush stands on cuddling. 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